About Bavvy
Your partner for better health benefits.
Bavvy is here to make everyone more benefit savvy. It’s all in the name!
Built for Brokers. Backed by Milliman.
Milliman is a global actuarial consulting firm with more than 75 years of experience in insurance and risk.
Our Omaha practice has worked alongside brokers and employers for more than 25 years, long before ICHRAs existed.
When ICHRAs were introduced in 2020, Bavvy was built with intention and grounded in industry knowledge. This wasn’t an experiment for us—it was a response to our clients’ evolving needs.
Real people. Real support.
Health coverage is personal. That’s why Bavvy combines thoughtful technology with real humans who help brokers, employers, and employees every step of the way.
Benefits should be simple.
Health insurance can be difficult to navigate and difficult to afford; Bavvy was built to simplify health benefits for everyone involved.
Coverage that feels familiar.
Bavvy is payroll-deducted health coverage designed to feel like the traditional group insurance experience you’re used to—just with more flexibility and choice.
among ichra vendors
What makes Bavvy different?
Bavvy is an Individual Coverage Health Reimbursement Arrangement, or ICHRA, platform designed to help brokers and employers offer better, more flexible health benefits.
We’ve combined Milliman actuarial expertise, thoughtful technology, and real human support for a health benefits experience that actually makes sense in the real world—not just on paper.
Actuarial expertise built in.
Bavvy was created by a team with decades of experience in health insurance consulting, affordability strategy, and risk analysis.
Technology with humans behind it.
AI and automation where it helps. Real people when it matters most.
Guidance matters.
We believe the best outcomes happen when brokers, employers, and benefits experts work together—so Bavvy makes that easy to do.
Let’s get you feeling benefit savvy.
There’s a smarter way to offer health benefits that’s quick, easy, and exactly what you need. That’s what Bavvy is all about.